Serving Ontario, Alberta, Saskatchewan, and Manitoba. Stay tuned for our upcoming expansion!

Lease today,

Own tomorrow.

Start the program with as little as 2% down and build up your savings one month at a time until you're ready to buy within 3 years

No operating history?

No problem.

Lenders typically require 2-years of operating history for self-employed individuals. Skip the wait and get on the path to home ownership with Requity via rent-to-own.

Start fresh,

Dream big.

Rent-to-own your dream home today and build up your credit score and down payment savings, one month at a time.
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Why rent when you can rent-to-own?

Move in today
Choose from any publicly listed homes for sale and move in as fast as one month
Your terms, your decision
Buyback the home or cash out your savings, its your call
Build your savings
Save a part of your rent towards your down payment one month at a time
Credit boost
Improve your credit score with each rent payment
Stress-free certainty
Your future buyback price is guaranteed from the start, no surprises!
Personalized coaching
Tailored one-on-one financial education unique to you to help you get mortgage-ready

Get on the path to home ownership today!

Where do you want to live?
Thank you! Your submission has been received!
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Minimum
$ ? ? ?
down payment
Minimum
$ ? ? ?
household income
Minimum 500 credit score
Maximum 50% debt-to-income ratio
Not in an active consumer proposal or bankruptcy

“ We were approved within 48 hours, got a realtor the same time and within one month we closed on a home “

Kimberly J.R. moved in August 2023
Edmonton, Alberta

“ They were able to help us keep our home when traditional avenues weren’t working for us. “

Shelby F. moved in September 2023
Warman, Saskatchewan

“From our initial contact to get the process started through to completion, Amy and her team were 100% transparent in their requirements and expectations.”

Chad B. bought back the home in September 2023
Saskatoon, Saskatchewan

How our rent-to-own program works?

Apply to Qualify
Find out your eligibility and home budget - it's free & won’t impact your credit!
Find Your Dream Home
You pick the home you would like us to purchase. We buy it for you!
Move In &
Save Up
Rent your dream home and start saving more of your down payment every month.
Buy Your Home or Walk Away
When you're mortgage-ready, buy back the home or walk away and cash out your savings.

Meet our homeowners
Raquel

“What an amazing feeling to be a homeowner and to know that everything you've worked for over the last two years is really coming to fruition ”

From maternity leave to a Sault Ste. Marie homeowner in 24 months

Let’s do the math for you

Discover your personalized home shopping budget by getting prequalified in just 5 minutes – no impact on your credit score! Use our calculator to learn more about how our monthly payments work!

If the home price is

Requity Homes can only purchase homes between $150,000 - $600,000.
Start
Initial Deposit
$5,000
2 - 10% down payment based on risk profile
Rent
Monthly Payment
$2,356
Rent
$2,093
Savings
$293
Buy
Buyback Price
Year 1
$262,500
Year 2
$275,625
Year 3
$289,406
Based on a 5% annual price increase
These payments will be credited toward the final buyback price.
Initial Deposit
$5,000
Cumulative Monthly Savings
$10,548
Cumulative Down Payment
$15,548

Your city might be next!

Join our waitlist and be first in line to know once it launches!

Excellent
Rated an average of 4.6/5

Why rent while you can rent-to-own?

Live in your dream home today
Rent and move into any home for sale in your desired neighborhood.
Build your savings
Save your down payment one month at a time until you're ready to buy.
Lock in your future buyback price
Know what you're going to pay right from the start. No surprises!
Flexible terms put you in the driver's seat
Buy back the home or cash out your savings, it's your call!
Build credit score through rent reporting
Report rent payments to credit agencies to help you improve your credit scores.
Financial counselling unique to your situation
Learn from the one-on-one financial education tailored to your circumstance.
An illustrative example
Initial Deposit
Home price
$250,000
Down payment (2%)
$5,000
Monthly Payments
Rent payment
$2,093
Savings towards down payment
$263
Total monthly
$2,356
Buy-back at Year 3
Buy back price*
$289,406
Cumulative savings
$14,470
*This buy-back price is fixed. Even if the home value is higher, you are guaranteed to pay this amount.

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Don’t miss out on owning your dream home
Apply Now

Stay in the loop

We are always expanding to new cities, or maybe you’re not looking yet.